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week conceded there was little data available to assess howdoctors had been influenced by incentives New Orleans Saints Snapback Hats.

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As my husband is very ill, the lawyer Houston Texans Snapback Hats suggested the money be left to the children as trustees so as not to affect my insolvency, and then eventually passed to me. Is this the best way to go about it? We do not own any property or shares.Your lawyer's advice sounds reasonable provided you are happy with the decisions your children make when they become trustee of the funds. It is good advice for anyone who is in a situation where the beneficiaries may be subject to potential claims on their assets.Noel Whittaker is the author of Making Money Made Simple and numerous other books on personal finance. His advice is general in nature. Readers should seek their own professional advice before making decisions. Email noelwhitgmail.com.Thank you all very much for entering our EB EK promotions, we would like to congratulate you all on winning these fabulous prizes.See your ad hereCongratulations to our winners who have entered some of our fabulous promotions.Animal TalesLynn Morgan, SA Amanda Rankin, NSW.Pupkin PatchYvette Eggington, WA, Kacey Wilson, QLD Amy Borg, NSW.Summer ChildJean Lim, VIC K. lonn, VIC.Surviving the StormDr Raechel Johns, ACT, Jodie Pyke, NSW, Katie Sangster, QLD Alexandra Williams, QLD.BabychicKaren Beck, NSW Anneliese Reeves, NSW.ChuggingtonLisa Wood, NSW, Anita Tavendale, SA, Kerrianne Thomson, VIC, Jan Vickery, NSW, Jacqueline Fameli, NSW Paul Keet, SA.Aldi KidsJenni Gerry Browne, VIC, Elizabeth Anderson, QLD, Rebecca Tompsett, ACT, Avelia Gandarasa, NSW, Shaun Morony, QLD, Karen Green, VIC, Amanda Rebbeck, SA, Win Brown, VIC, Fiona Chambers, NSW, Meredyth Hayes Bell, NSW, Michelle Sherriff, VIC, Kara-lee Dewhirst, NSW, Kath Grabham, NSW, Emma Hopkins-Curry, VIC, Jeanette Mackinnon, VIC, Kim Ladbrook, QLD, Kristen Booker, ACT, Rebecca Want, NSW, Kerry Featherstone, NSW, Mrs.S Emms, NSW, Karen Sydes, TAS, Brad Alana Walton, QLD, Jess Frisch, QLD, Karlene forrest, QLD, Mrs Veronica John, NSW, Megan Gibson, NSW, Laura Carey, VIC, Katrina O'Connor, NSW, K Mamouney, ACT, Katrina Corbett, SA, Alexandra Gradisar, SA, Alison Ford, VIC ? MaryAnn Herbert, TAS.Play-DohSusan Shanta, VIC, Ann Black, QLD Chaitali Bansal, QLD.Sesame StreetRachel Miller, NSW Tracey Bonello, NSW.Love to Dream SwaddleCaileen Cachia, NSW, Imeia Tjandra, VIC, Raechel Johns, ACT, Sarah Garvey, WA Lesley Needham, QLD.ClearblueDonato Ernesto, VIC.Bee HappyTamara Cain, ACT, Manda Rainbird, VIC, Jessie Everingham, NSW, Jenene Scott, WA, Mrs Antonietta Farrugia, VIC, Belinda Scutt, NSW, Jo Deller, NSW, Claire Lewis, QLD, Sonya Nikadie, VIC Elizabeth Guenter, QLD.Phineas FerbAlexander Mitchell, QLD Mrs Heather.Hopley, QLD.See your ad hereBugabooSara Vagg, QLD.I Don't Know How She Does ItChris Eavis, VIC, Debbie Bradley, NSW, Kate Davis, VIC, Caren Dunn, NSW Vicki Chan, NSW.DOCTORS are beingoffered the same cash incentives to work in tiny country towns as they arebustling cities under a system diagnosed as amonumental policy wreck.See your ad hereThe federalgovernment is under growing pressure to dump its widely unpopular geographic classification scheme, which its opponents say has inadvertently removed the financial incentivefor many doctors to stay in the bush Miami Dolphins Snapback Hats

put off potential new recruits.Theintroduction of the ASGC-RA New England Patriots Snapback Hats scheme in 2010saw dozens of small communities put into the same categoryasthriving regional centres like Hobart, Albury, Port Macquarie and Toowoomba.The scheme is soflawed a GP would be given more money to work in Cairns than the tinyQueensland town of Cherbourg, which has just 1149 residents and is 300kilometres from Brisbane. A doctor would also be given bigger incentives to practicein a town just six kilometres up the road from Cherbourg.The only peoplewho can understand this monumental policy wreck are the people who work intheir ivory towers in Canberra, said the Rural Doctors Association ofAustralia president, Dr Paul Mara.What we know is,on the ground, it’s doing nothing to help lift the number of doctors in thebush.If anything,it’s having the opposite effect.CASE STUDIES Hear regional GPs share their viewsA doctor in anarea classified ‘inner regional’ is currently entitled to relocation andretention grants worth up to $27,000. Inner regional cities include Hobart - population211,000, Toowoomba (120,000), Bendigo (86,000),Launceston and Wagga Wagga .Dozens of smalltowns with less than 10,000 people are lumped in the same inner regional category,based on a mathematical formula developed by the Australian Bureau ofStatistics.The formula reliedon an area’s proximity to big cities but largely ignored population size and lackof essential services.Affected townsargue they need to at least be classified ‘outer regional’ to have any hope ofluring GPs. An outer regional area offers about $48,000 in potential incentivegrants.Doctors fearunless changes are made, precious health dollars will continue being spentpaying incentives to doctors in cities where there is little or no workforceshortage. Some $34.9 million has been set aside to fund the scheme this financialyear.A parliamentaryinquiry into the program will hand down its findings later this week, puttingpressure on the federal government to rethink how to best encourage more doctorsto abandon capital cities for country communities.An instigator ofthe inquiry, Nationals Senator Fiona Nash, has fielded near-universalcondemnation of the existing incentive scheme.Senator Nash’shometown of Young, in south-western NSW, is also battling to attract doctors,pitted against much larger regional health hubs like Wagga Wagga and Orange.As somebody froma regional area, I know there’s nothing more important to regional Australiansthan health but at the moment, we have an incentive scheme that isn’t helpingthe doctor shortage, she said.This is something the government can fixquite easily but some don’t seem too interested doing it.The Department ofHealth and Ageing did commission a review of the classification scheme in late2010 after complaints started rolling in. The review found of 23 small townslumped into the same category as larger ones, just a handful had experienced asignificant improvement in GP numbers.A departmentspokesman this week conceded there was little data available to assess howdoctors had been influenced by incentives New Orleans Saints Snapback Hats.

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